What will happen to my NDIS plan once I turn 65?

What Happens When You Turn 65?

Turning 65 is often associated with transitioning into the aged care system, but when it comes to your NDIS plan, things might not change as drastically as you think. If you are an NDIS participant and you're approaching 65, the NDIS offers you the opportunity to continue your plan, but with some important considerations.

After you turn 65, you still have access to the same services under the NDIS if you were already an eligible participant before your 65th birthday. However, if you weren't receiving NDIS support before turning 65, you will no longer be eligible for NDIS funding, and you may be referred to the aged care system for support.

NDIS and the Transition to Aged Care

While the NDIS is designed to provide support for people under 65 with permanent and significant disabilities, turning 65 doesn't mean you're immediately cut off from support. In fact, the NDIS allows you to continue receiving support after 65 if you already have a plan in place.

However, if you're new to the system at 65, you'll typically be encouraged to access the aged care system, which is better equipped to address the needs of older Australians.

Here's how the transition works:

• If you're already on the NDIS: You can continue with your current supports as long as you meet the NDIS eligibility criteria. Your plan may be reviewed to ensure it's appropriate for your changing needs.
• If you're new to NDIS: You will need to check your eligibility, and if approved, your NDIS plan will focus on supports that help you live independently and participate in your community, but transitioning to aged care may be more suitable depending on your circumstances.

Can You Keep Your NDIS Plan After 65?

Yes, if you were an NDIS participant before you turned 65, you can continue to receive NDIS support. Your NDIS plan will be reviewed, but the eligibility for services will remain as long as you continue to meet the criteria for the NDIS.

It's important to note that eligibility for NDIS funding is not based on age but on whether you have a permanent disability that significantly impacts your daily life.

How Ably Care Supports Participants Over 65

At Ably Care, we understand that the transition into the aged care system or continued NDIS support can be confusing. That's why we're committed to supporting you every step of the way.

Here's how we help:

• Continued support: If you're eligible to stay on the NDIS after turning 65, we will work with you to ensure your plan continues to meet your needs.
• Transition guidance: If the aged care system becomes the right fit for you, we will help you navigate the process and access the services you need.
• Regular reviews: We regularly review your care needs to ensure you're receiving the most appropriate support—whether through NDIS or aged care services.

We'll be by your side, helping you maintain a good quality of life no matter the age milestone.

Steps You Can Take Before Turning 65

As you approach 65, there are a few things you can do to prepare:

• Review your NDIS plan: Make sure it still reflects your goals and needs. If you feel your plan needs updating, talk to us.
• Discuss your options: Talk to your support team about the best option for you—continuing with NDIS or transitioning to aged care.
• Consult with the NDIS: Make sure you understand what changes might happen as you approach your 65th birthday and how they will affect your funding and services.
• Stay informed: Keep track of any changes to NDIS policies regarding people over 65. Staying informed will help you make the best decisions about your care.

Frequently Asked Questions

Q1: What if I haven't been on NDIS before I turn 65?

If you've never been on the NDIS and you turn 65, you won't be eligible for NDIS support. Instead, you'll be referred to aged care services, which are designed to support older Australians with complex needs.

Q2: Can I apply for NDIS after 65?

If you were already receiving NDIS support before turning 65, you can continue with your plan. However, if you apply for NDIS after 65, you will not be eligible.

Q3: How will my plan change when I turn 65?

Your NDIS plan may be reviewed to ensure it continues to meet your needs, and it will be adjusted accordingly. If you're transitioning to aged care, your support will shift to match aged care services.

At Ably Care, we're committed to helping you every step of the way, whether that means continuing with NDIS supports or guiding you through the transition to aged care services. We're here to ensure you stay supported and empowered, no matter your age.